Removing your Negative Credit History

what can I do about my credit past?

Negative items like late payments, collections, charge offs, repossessions, judgments and liens remain on your credit report for up to seven years. Bankruptcies remain for up to ten. Fortunately, there is a solution. You have the legal right to dispute items on your credit report that are inaccurate, misleading or unverifiable.

A recent consumer study found that over 70% of Americans have inaccurate information on their credit reports. If the credit bureaus are unable to verify that the information you dispute is 100% accurate, they must correct the information or permanently delete the item from your report. Know your rights. The credit bureaus and creditors are bound by the Fair Credit Reporting Act as well as the Fair Credit Billing Act and the Fair Debt Collections Practices Act.

Call the Doctor

1-888-303-3628

1751 Elton Rd Ste. #114

Silver Spring MD, 20903

phone 240-485-3180

fax 301-434-0326